Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

Visa

Visa credit card is issued jointly by issuing banks and VISA Inc., featuring the Visa logo. Visa is accepted at merchant locations worldwide. As the largest global card network by transaction value, Visa provides services across the globe and promotes itself as "the best way for everyone to pay and receive money".

Properties

The properties of VISA are shown in the following table:

Availability

Acquirer

AlipaySG

AlipayEU

AlipayUK

AlipayUS

2C2P HK

2C2P SG

Acquiring region

Hong Kong, Singapore

EEA

UK

US

Hong Kong

Singapore

Buyer country/region

Global

Global

Global

Global

Global

Global

Product features

Payment type

CARD

CARD

CARD

CARD

CARD

CARD

Card brand

Visa

Visa

Visa

Visa

Visa

Visa

Payment flow

Redirect

Redirect

Redirect

Redirect

Redirect

Redirect

Payment completion

Real-time

Real-time

Real-time

Real-time

Real-time

Real-time

Currency

Processing currency

AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD

EUR, PLN, CHF, USD, GBP, HKD, SGD, JPY, AUD, CAD, NZD

EUR, GBP, USD, HKD, SGD, JPY, AUD, CAD, NZD

USD

See the Processing and settlement currencies for 2C2P HK table

See the Processing and settlement currencies for 2C2P SG table

Other

3D

✔️

✔️

✔️

✔️

✔️✔️

Authorization validity period

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum transaction amount

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

0.01 USD or equal amounts

The smallest unit of the acquirer currency

The smallest unit of the acquirer currency

Max transaction amount

UnlimitedUnlimitedUnlimited

9,999,999.99 USD

499,999 USD or equal amounts

499,999 USD or equal amounts

Checkout Payment

✔️

✔️

✔️

✔️

✔️✔️

Auto Debit

✔️

Multiple partial captures

Partial capture

✔️

✔️✔️

Overdraft capture

Refund

✔️

✔️

✔️

✔️

✔️✔️

Partial refund

✔️

✔️

✔️

✔️

✔️✔️

Chargeback/Dispute

✔️

✔️

✔️

✔️

✔️✔️

Refund period

365 days

365 days

365 days

365 days

365 days

365 days

Installment

Processing and settlement currencies for 2C2P HK

Processing currency

Settlement currency

HKD, USD, GBP, EUR, JPY, SGD, MOP

HKD

AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW

HKD/USD

Note: If the merchant's TPV exceeds 1 million USD or that of the card association / acquiring bank of the card, the merchant must sign a tri-party agreement with 2C2P HK and the acquiring bank of the card.

Processing and settlement currencies for 2C2P SG

Processing currency

Settlement currency

Acquiring bank of the card

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, VND

SGD

UOB

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND

USD

UOB

HKD

HKD

UOB

AUD

AUD

MayBank

CAD

CAD

MayBank

EUR

EUR

MayBank

GBP

GBP

MayBank

HKD

HKD

MayBank

NZD

NZD

MayBank

SGD

SGD

MayBank

USD

USD

MayBank

Note: Acquiring banks support different currencies. 2C2P recommends acquiring banks to the merchant according to the merchant's needs. Each merchant in Singapore must sign the tri-party agreement with 2C2P SG and the acquiring bank.

User experience

This section shows the user experience of Visa in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

PCI qualified

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

国际卡-PC-商户有PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

国际卡-PC-商户有PCI-二次.png

Non-PCI qualified

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

国际卡-PC-商户无PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

国际卡-PC-商户无PCI-二次.png

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

国际卡-PC-SDK集成-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

国际卡-PC-SDK集成-二次.png