Visa
Visa credit card is issued jointly by issuing banks and VISA Inc., featuring the Visa logo. Visa is accepted at merchant locations worldwide. As the largest global card network by transaction value, Visa provides services across the globe and promotes itself as "the best way for everyone to pay and receive money".
Properties
The properties of VISA are shown in the following table:
Availability | Acquirer | AlipaySG | AlipayEU | AlipayUK | AlipayUS | 2C2P HK | 2C2P SG |
| Merchant entity location | SG, HK | EEA | UK | US | HK | SG | |
Buyer country/region | Global | Global | Global | Global | Global | Global | |
Product features | Payment type | Card | Card | Card | Card | Card | Card |
Card brand | Visa | Visa | Visa | Visa | Visa | Visa | |
Currency | Processing currency | AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD | EUR, PLN, CHF, USD, GBP, HKD, SGD, JPY, AUD, CAD, NZD | EUR, GBP, USD, HKD, SGD, JPY, AUD, CAD, NZD | USD | See the Processing currency for 2C2P HK table | See the Processing currency for 2C2P SG table |
Other | 3D | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ |
Authorization validity period | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | 0.01 USD or equal amounts | The smallest unit of the acquirer currency | The smallest unit of the acquirer currency | |
Maximum payment amount | Unlimited | Unlimited | Unlimited | 9,999,999.99 USD | 499,999 USD or equal amounts | 499,999 USD or equal amounts | |
| Recurring payments (MIT) | ✔️ | ✔️ | ✔️ | ✔️ | ❌ | ❌ | |
Partial capture | ❌ | ❌ | ❌ | ✔️ | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | 365 days | 365 days | 365 days | 365 days | |
Advanced AVS check | ✔️ | ✔️ | ✔️ | ✔️ | ❌ | ❌ |
Processing currency for 2C2P HK
Processing currency |
HKD, USD, GBP, EUR, JPY, SGD, MOP |
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW |
Note: If the merchant's TPV exceeds 1 million USD or that of the card association / acquiring bank of the card, the merchant must sign a tri-party agreement with 2C2P HK and the acquiring bank of the card.
Processing currency for 2C2P SG
Processing currency | Acquiring bank of the card |
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, VND | UOB |
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND | UOB |
HKD | UOB |
AUD | MayBank |
CAD | MayBank |
EUR | MayBank |
GBP | MayBank |
HKD | MayBank |
NZD | MayBank |
SGD | MayBank |
USD | MayBank |
Note: Acquiring banks support different currencies. 2C2P recommends acquiring banks to the merchant according to the merchant's needs. Each merchant in Singapore must sign the tri-party agreement with 2C2P SG and the acquiring bank.
User experience
This section shows the user experience of Visa in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
