BNI
Bank Negara Indonesia (BNI) is the largest bank in Indonesia, which allows users to pay via bank transfer.
Properties
The properties of the BNI payment method are shown in the following table:
Payment type | Bank transfer | ||
Acquirer | AlipaySG, AlipayUS | Acquiring region | SG, AU, HK, US |
Payment flow | Redirect | Checkout Payment | ✔️ |
Buyer country/region | Indonesia | Auto Debit | ❌ |
Funds deduction | Real-time | Refund | ❌ |
Processing currency | IDR | Partial refund | ❌ |
Minimum payment amount | 10,000 IDR | Chargeback | ❌ |
Maximum payment amount | Bank transfer: 100M IDR | ||
User flow
The following figure shows the journey of paying with BNI:
Figure 1. Payment process with BNI (app)