Siam Commerical Bank
Founded in 1907 by the Royal Charter of Thailand, Siam Commerical Bank (SCB) is the first bank in Thailand. SCB is the world's leading universal banking group and has the highest market capitalization in Thailand, which is the bank with the most branches and ATMs.
SCB has more than 15 million Thai users. Currently, the bank supports three different ways for users to pay: online banking, mobile banking app, and bank transfer via offline ATMs.
Properties
The properties of the SCB payment method are shown in the following table:
Payment type | Online banking, Bank transfer, Mobile banking app | ||
Acquirer | AlipaySG, AlipayUS | Acquiring region | SG, AU, HK, US |
Payment flow | Redirect | Checkout Payment | ✔️ |
Buyer country/region | Thailand | Auto Debit | ❌ |
Funds deduction | Real-time | Refund | ❌ |
Processing currency | THB | Partial refund | ❌ |
Minimum payment amount | 1 THB | Chargeback | ❌ |
Maximum payment amount | 2M THB（ATM 0.5M） | ||
User experience
The following screenshots show the journey of paying with SCB in different scenarios:
Online Banking
Figure 1. Payment process with SCB (online banking)
Bank Transfer
Figure 2. Payment process with SCB (bank transfer)
Mobile Banking App
Figure 3. Payment process with SCB (mobile banking app)