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Siam Commerical Bank

Founded in 1907 by the Royal Charter of Thailand, Siam Commerical Bank (SCB) is the first bank in Thailand. SCB is the world's leading universal banking group and has the highest market capitalization in Thailand, which is the bank with the most branches and ATMs.

SCB has more than 15 million Thai users. Currently, the bank supports three different ways for users to pay: online banking, mobile banking app, and bank transfer via offline ATMs.

Properties

The properties of the SCB payment method are shown in the following table:

Payment type

Online banking, Bank transferMobile banking app

Acquirer

AlipaySG, AlipayUS

Acquiring region

SG, AU, HK, US

Payment flow

Redirect

Checkout Payment

✔️

Buyer country/region

Thailand

Auto Debit

Funds deduction

Real-time

Refund

Processing currency

THB

Partial refund

Minimum payment amount

1 THB

Chargeback/Dispute

Maximum payment amount

2M THB (ATM 0.5M)

User experience

The following screenshots show the journey of paying with SCB in different scenarios:

Online Banking

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Figure 1. Payment process with SCB (online banking)

Bank Transfer

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Figure 2. Payment process with SCB (bank transfer)

Mobile Banking App

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Figure 3. Payment process with SCB (mobile banking app)