Siam Commerical Bank

1. The user selects SCB to pay.
2. The user is redirected to the payment code page.
3. The user opens the bank app manually.
4. The user selects the order bill to pay on the bank page.
5. The user searches the bill code on the bank page.
6. The user enters the bank account and payment code.
7. The user confirms the order information.
8. The bank page displays the payment result.
9. The user manually switches back to the merchant result page and obtains the payment result.

About normalUrl

• When you accept payments from SCB, you can choose whether to use normalUrl:

• If choosing not to use normalUrl, you can directly render the codeValue in the API response on the merchant page to display the QR code or payment code, reducing page redirections and improving the payment experience.
• If choosing to use normalUrl, redirect your buyer to the address specified by normalUrl and proceed the payment process as indicated in User experience.

• Web, WAP, and App side only return normalUrl. After the redirection, the browser link is opened to display the payment code. The user copies the payment code and follows the steps to transfer and pay within the mobile banking app or offline ATM. After the transfer is completed on the mobile phone, the middle page will automatically redirect to the merchant result page.
• The following is the integration features of different terminal types:

• WAP: The normalUrl returned by WAP is the payment code and payment operation display page. Payment experience requires users to copy the payment code first, and go to the bank app according to the payment operation or to the ATM based on the screenshot to transfer money.
• App: The normalUrl returned by app does not trigger the payment method app. It is recommended that you render the checkout URL page directly within the merchant app and provide transfer operation steps to guide users to complete the payment operation.

After payments

• After the buyer completes the payment in the bank app, the banking app will not automatically redirect to the merchant's results page. Buyers need to manually navigate to the transaction initiation app (the merchant app or browser).
• This payment method does not support refunds. It is recommended that you communicate directly with the user offline.
• Obtain the payment result from the payment result notification (notifyPayment) or by making inquiries (inquiryPayment). You need to handle the redirection and display of the payment result page to avoid duplicate payments.

Default timeout

The QR code returned by Antom will not be refreshed automatically. When displaying the QR code, add expireTime in the API response to display the timeout time. When displaying the payment code, the copy function of the payment code is enabled, allowing the buyer to conveniently paste the payment code into the payment method app.

Response sample

The following is a code example in the payment response:

{
    "normalUrl": "https://iexpfront-sea-global.alipay.com/payments/method/checkout/code.html?merchantId=188iwOYLsWM%2B3OM5i43oAN6sL7yTti1YlTOEpSbxNsmiew%3D&paymentRequestId=4HIDfStAMG1yCZHsP6XM0ml9aSsEwkMet7ZAKzCjP3s%3D&clientId=5Y607N2YJU8006726",
    "orderCodeForm": {
        "codeDetails": [
            {
                "codeValue": "9329267687",
                "displayType": "TEXT"
            },
            {
                "codeValue": "https://iexpfront-sea.alipay.com/showQrImage.htm?code=3%252Fk97oupdVD%252ByBP1ou%252Bptg3%252BhnUtL2QlpjFfdDkjA1p9YgInien3qVAyNCp7uiDXo4RM3fobSrB3OIBqE%252BIFTQ%253D%253D&size=M&sid=188",
                "displayType": "MIDDLEIMAGE"
            },
            {
                "codeValue": "|010555303610000 0000009329267687 0000009329267687 230",
                "displayType": "TEXT"
            }
        ],
        "expireTime": "2024-03-24T00:39:57-07:00"
    },
    "paymentActionForm": "{\"paymentActionFormType\":\"PaymentCodeForm\",\"paymentCodeExpireTime\":1711265997000,\"paymentCodeInfos\":[{\"paymentCodeDetails\":[{\"codeValue\":\"9329267687\",\"codeValueType\":\"DIGICODE\",\"displayType\":\"TEXT\"},{\"codeValue\":\"|010555303610000 0000009329267687 0000009329267687 230\",\"codeValueType\":\"QRCODE\",\"displayType\":\"IMAGE\"},{\"codeValue\":\"|010555303610000 0000009329267687 0000009329267687 230\",\"codeValueType\":\"BARCODE\",\"displayType\":\"IMAGE_CONVERT\"}],\"paymentCodeInfoType\":\"PAYMENT_CODE\"}]}",
    "paymentAmount": {
        "currency": "THB",
        "value": "230"
    },
    "paymentCreateTime": "2024-03-22T00:39:57-07:00",
    "paymentId": "20240322194010800100188320212542447",
    "paymentRequestId": "PAY_20240322153955201",
    "redirectActionForm": {
        "method": "GET",
        "redirectUrl": "https://iexpfront-sea-global.alipay.com/payments/method/checkout/code.html?merchantId=188iwOYLsWM%2B3OM5i43oAN6sL7yTti1YlTOEpSbxNsmiew%3D&paymentRequestId=4HIDfStAMG1yCZHsP6XM0ml9aSsEwkMet7ZAKzCjP3s%3D&clientId=5Y607N2YJU8006726"
    },
    "result": {
        "resultCode": "PAYMENT_IN_PROCESS",
        "resultMessage": "payment in process",
        "resultStatus": "U"
    }
}