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ATM Bersama/Prima/Alto

ATM Bersama/Prima/Alto (Indonesia ATM) is one of the interbank networks in Indonesia, connecting the ATM networks of twenty-one banks. It was established in 1993 and is based on the model adopted by MegaLink, an interbank network in the Philippines. Indonesia ATM encompasses more than 70 members with 17,000 ATMs throughout Indonesia.

Properties

The properties of the Indonesia ATM payment method are shown in the following table:

Payment type

Bank transfer

Acquirer

AlipaySG, AlipayUS

Acquiring region

SG, AU, HK, US

Payment flow

Redirect

Checkout Payment

✔️

Buyer country/region

Indonesia

Auto Debit

Funds deduction

Real-time

Refund

Processing currency

IDR

Partial refund

Minimum payment amount

10,000 IDR

Chargeback/Dispute

Maximum payment amount

100M IDR

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figures show the journey of paying with Indonesia ATM:

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  1. The user selects Indonesia ATM to pay.
  2. The user obtains the payment code and completes the offline payment through ATM.