BLIK
Founded in 2015, BLIK is a safe and fast instant mobile payment method popular in Poland. Users can use the bank app to obtain a secure 6-digit code, and then use the code to initiate a payment.
When paying with BLIK, users obtain a secure 6-digit code from the bank's app and enter it into the merchant's payment page. Then they use the PIN in the bank's app to confirm the transaction. The 6-digit BLIK code is valid for 2 minutes, after which the user must request a new BLIK code. After starting the payment, BLIK will send a push notification to the selected bank for the users to confirm the payment within the required time to complete the payment.
Properties
The properties of the BLIK payment method are shown in the following table:
Payment type | Bank transfer | ||
Acquirer | AlipaySG, AlipayEU, AlipayUS | Merchant entity location | SG, AU, HK, EU, US |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Poland | Partial refund | ✔️ |
Processing currency | PLN | Chargeback/Dispute | ✔️ |
Minimum payment amount | 0.01 PLN | Refund period | 365 days |
Maximum payment amount | 10,000 PLN | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphic shows the journey of paying with BLIK:
- The user selects BLIK to pay.
- The user confirms the order information.
- The user opens the bank app and obtains the 6-digit payment code.
- The user enters the payment code.
- The user is redirected to the merchant result page.