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Bangkok Bank

Bangkok Bank (BBL) is a Thai commercial bank. Founded in 1944, BBL floated on the Stock Exchange of Thailand in 1975. It is the sixth largest bank in Asia and one of the top three largest banks in Thailand.

BBL has more than 10.7 million Thai users. Currently, the bank supports two different ways for users to pay: online banking and bank transfer via offline ATMs.

Properties

The properties of the BBL payment method are shown in the following table based on different payment types:

Payment property

Product property

Payment type

Online banking

Acquirer

AlipayUS, AlipaySG

Refund

Merchant entity location

US, SG, HK, AU

Partial refund

Buyer country/region

Thailand

Refund period

Processing currency

THB

Time to return the refund result

Payment flow

Redirect

Time to return the payment result

Real-time

Minimum payment amount1 THB per transaction

Chargeback/Dispute

Maximum payment amount2M THB per transaction and per day

Payment property

Product property

Payment type

Bank transfer

Acquirer

AlipayUS, AlipaySG

Refund

Merchant entity location

US, SG, HK, AU

Partial refund

Buyer country/region

Thailand

Refund period

Processing currency

THB

Time to return the refund result

Payment flow

Redirect

Time to return the payment result

Real-time

Minimum payment amount1 THB per transaction

Chargeback/Dispute

Maximum payment amount2M THB per transaction and per dayDefault timeout

48 hours

Customize the timeout✔️

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following graphic shows the user experience of BBL for the WAP terminal in different scenarios.

image.png

  1. The user selects BBL to pay.
  2. The user enters the account ID and password to complete the payment.
  3. The user is redirected to the merchant result page.

Integration considerations

The following section outlines integration considerations for various payment types, detailing customized integration solutions and payment method features.

About normalUrl

For Web, WAP, and App terminals, normalUrl is returned in the response of the pay API. Different terminal types have specific integration features when returning normalUrl:

  • WAP: The returned normalUrl  is the browser link. The buyer is redirected to the bank payment page and complete the payment by logging in with the account and password.
  • App: The returned normalUrl does not trigger the payment method app. It is recommended to render the bank middle page URL directly within the merchant app and set the merchant result page to the browser link instead of the app's scheme. If you use the external redirection to open the bank middle page URL, set the merchant result page to the merchant app's scheme or redirect the browser link to the scheme or deeplink.

After payments

This payment method does not support refunds. It is recommended to communicate directly with the buyer offline.

Default timeout

If the buyer does not complete the payment, Antom sends you an asynchronous notification of the payment result at the 14th minute. The timeout period for the merchant to wait for the asynchronous notification or inquire about the result must be greater than 14 minutes.