Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

PayNow

PayNow is Singapore‘s real time payment network, which allows users to do instant money transfer using their mobile number, Singapore National Registration Identity Card (NRIC), and Foreign Identification Number (FIN). This QR payment method is currently very popular and familiar to shoppers, and is also cost-saving for merchants, as its cost is generally lower than cards in Singapore.

Properties

The properties of the PayNow payment method are shown in the following table:

Payment type

Bank transfer

Acquirer

AlipaySG, AlipayUK, AlipayUS, AlipayEU

Merchant entity location

SG, AU, HK,

US, EU, UK

Payment flow

Code-scanning

Refund

✔️

Buyer country/region

Singapore

Partial refund

✔️

Processing currency

SGD

Chargeback/Dispute

Minimum payment amount

0.01 SGD

Refund period

60 days

Maximum payment amount

200,000 SGD

Time to return the payment result

Real-time

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following screenshots show the journey of paying with PayNow on different terminals:

Paynow-PC-Cashier.png