Alipay
Founded in 2004, Alipay is a third-party payment platform in China, dedicated to providing simple, safe, fast, and convenient payment solutions for enterprises and individuals.
The Alipay wallet is a popular digital wallet in China, which merchants from all over the world can add to connect with customers globally.
When paying with the Alipay wallet, users are redirected to the mobile app or the website. They can make a payment through authorization, scanning QR code, or entering the payment information.
Properties
The following table lists the product properties supported by Alipay:
Payment type | Alipay+ payment method | |
Funding source | Wallet balance, Cards, BNPL-Huabei, Yu'E Bao | |
Acquirer | AlipaySG, AlipayEU, AlipayUS, AlipayUK, AlipayJP | AlipayCN |
| Merchant entity location | SG, AU, HK, EU, US, UK, JP | CN |
Buyer country/region | China | China |
Payment flow | Redirect | Redirect |
| Time to return payment result | Real-time | Real-time |
Processing currency | CNY | CNY |
Minimum payment amount | 0.1 CNY | 0.1 CNY |
Maximum payment amount | Unlimited | Unlimited |
Refund period | 365 days | 18 months |
Refund | ✔️ | ✔️ |
Partial refund | ✔️ | ✔️ |
Chargeback/Dispute | ❌ | ❌ |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphics show the Alipay payment journey:
