Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

Peruvian cards

Peruvian cards cover international card brands that include Visa, Mastercard, and Amex.

Properties

The following table lists the product properties supported by Peruvian cards:

Acquirer

AlipaySG, AlipayUS

Availability

Acquiring region

SG, HK, AU, US

Buyer country/region

Peru

Product features

Payment type

CARD

Card brand

Visa, Mastercard, Amex

Card type

Debit card, credit card

Payment flow

Redirect

Payment completion

Real-time

Currency

Processing currency

PEN

Settlement currency

USD/HKD/EUR/SGD

Other

Settlement cycle

T+4

3D

Authorization validity period

7 days

Minimum transaction amount

1 PEN

Maximum transaction amount

30,000 PEN

Checkout Payment

✔️

Auto Debit

Multiple partial captures

Partial capture

Overdraft capture

Refunds

✔️

Partial refunds

✔️

Chargeback

✔️

Refund period

180 days

Installment

User experience

This section describes the user experience of paying with Peruvian cards in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

PCI qualified

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

秘鲁-PC-商户有PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

秘鲁-PC-商户有PCI-二次.png

Non-PCI qualified

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

秘鲁-PC-商户无PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

秘鲁-PC-商户无PCI-二次.png

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

秘鲁-PC-SDK集成-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

秘鲁-PC-SDK集成-二次.png