Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

Pagaleve

Founded in 2021, Pagaleve is a buy now, pay later (BNPL) financial technology company based in Brazil. Pagaleve uses a payment system named Pix to split purchases into four installments without interest and without the need to use a credit card. Pagaleve aims to offer an alternative payment method that can boost sales, while simultaneously offering users the freedom to make desired purchases without being burdened by the high interest rates on credit cards.

Properties

The following table lists the product properties supported by Pagaleve:

Payment type

Buy now pay later

Acquirer

AlipaySG, AlipayUS, AlipayBR

Merchant entity location

SG, AU, HK,

US, BR

Payment flow

Redirect

Refund

✔️

Buyer country/region

Brazil

Partial refund

✔️

Processing currency

BRL

Chargeback/Dispute

Minimum payment amount

40 BRL

Refund period

90 days

Maximum payment amount

Unlimited

Time to return payment result

Real-time

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The user experience varies between the first installment payment and subsequent installment payments. The following graphics illustrate these differences:

image.png