JCB
JCB is a Japanese credit card company and a leading issuer of credit cards. It has evolved into a global payment brand and a prominent credit card issuing organization. JCB has become widely accepted by merchants worldwide, with a strong presence in the Asian region.
Properties
The properties of the JCB payment method are shown in the following table:
Availability | Acquirer | 2C2P HK | AlipayUS |
| Merchant entity location | HK | US | |
Buyer country/region | Global | Global | |
Product features | Payment type | Card | Card |
Card brand | JCB | JCB | |
Currency | Processing currency | See the Processing currency for 2C2P HK table | USD |
Other | 3D | ✔️ | ✔️ |
Authorization validity period | 7 days | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the acquirer currency. | 0.01 USD or equal amounts | |
Maximum payment amount | 499,999 USD or equal amounts | 9,999,999.99 USD | |
| Recurring payments (MIT) | ❌ | ✔️ | |
Multiple partial captures | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | |
Advanced AVS check | ❌ | ❌ | |
Special payment element | ❌ | Refer to Special payment elements for Cards for more details. |
Processing currency for 2C2P HK
HKD (local cards) |
AED, AUD, BDT, BHD, BND, CAD, CHF, CNY, DKK, EUR, GBP, HKD (foreign cards), IDR, INR, JPY, KRW, KWD, KZT, LKR, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, QAR, RUB, SAR, SEK, SGD, THB, TWD, USD, VND, ZAR |
User experience
This section shows the user experience of JCB in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
