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Kakao Pay

The Kakao Pay wallet was founded in 2014 by Kakao Group which is a leading mobile Internet company in South Korea. Kakao Group is the first company to provide mobile payment and is the most popular mobile payment and digital wallet in South Korea.

Kakao Pay allows users to make mobile payments or online transactions. It provides services such as online shopping, bill payment, insurance, loans, and investment. Those services support near field communication and QR code scanning to make non-contact payment.


The following table lists the product properties supported by Kakao Pay:

Payment type

Alipay+ payment method

Funding source

Wallet balance, Cards, Points


AlipaySG, AlipayEU,

AlipayUS, AlipayUK

Acquiring region



Payment flow


Checkout Payment


Buyer country/region

South Korea

Auto Debit


Funds deduction




Processing currency


Partial refund


Minimum payment amount

50 KRW


Maximum payment amount

2,000,000 KRW for single transaction (Except for gaming merchants: Hana and Samsung - 500,000 KRW, Hyundai - 110,000 KRW, NH - 100,000 KRW, BC - 50,000 KRW)

Refund period

365 days

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figures show the journey of paying with Kakao Pay:


  1. The user selects Kakao Pay to pay.
  2. Display the payment code page to the user.
  3. The user scans the QR code on the PC with the phone.
  4. The user confirms the order information.
  5. The user completes the authentication.
  6. Display the payment result page of Kakao Pay.
  7. The user is redirected back to the merchant result page.