UnionPay
UnionPay offers a wide range of products, including credit and debit cards, which brings great convenience to cardholders and are accepted globally. Known for secure and stable payment processing, UnionPay has become one of the preferred payment methods for consumers and merchants.
Properties
The following table lists the product properties of UnionPay:
Availability | Acquirer | 2C2P HK | AlipayUS |
| Merchant entity location | HK | US | |
Buyer country/region | Global | Global | |
Product features | Payment type | Card | Card |
Card brand | UnionPay | UnionPay | |
Currency | Processing currency | See the Processing currency for 2C2P HK table | USD |
Other | 3D | ✔️ | ✔️ |
Authorization validity period | 7 days | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the acquirer currency | 0.01 USD or equal amounts | |
Maximum payment amount | 499,999 USD or equal amounts | 9,999,999.99 USD | |
| Recurring payments (MIT) | ❌ | ✔️ | |
Multiple partial captures | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | |
Advanced AVS check | ❌ | ❌ | |
Special payment element | ❌ | Refer to Special payment elements for Cards for more details. |
Processing currency for 2C2P HK
AED, AUD, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, KZT, MMK, MOP, MYR, NOK, NPR, NZD, OMR, PHP, PKR, SEK, SGD, THB, TWD, USD |
User experience
This section shows the user experience of UnionPay in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
