UnionBank
UnionBank of the Philippines (UBP) is one of the universal banks in the Philippines and the ninth largest bank in the country by assets. UnionBank is also one of the earliest banks who have launched online banking services in the Philippines.
Properties
The properties of the UBP payment method are shown in the following table:
Payment property | Product property | ||
Payment type | Online banking | ||
Acquirer | AlipaySG, AlipayUS | Refund | ❌ |
| Merchant entity location | SG, AU, HK, US | Partial refund | ❌ |
Buyer country/region | Philippines | Refund period | ❌ |
Processing currency | PHP | Time to return refund result | ❌ |
Payment flow | Redirect | Time to return payment result | Real-time |
| Minimum payment amount | 1 PHP | Chargeback/Dispute | ❌ |
| Maximum payment amount | Depends on the limit set by users | ||
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphics show the user experience for the App terminal.
- The user selects UnionBank to pay.
- Redirect to the online banking page to log in.
- The user confirms the payment.
- The user is redirected back to the merchant result page.
Integration considerations
The following section outlines integration considerations for various payment types, detailing customized integration solutions and payment method features.
About normalUrl
- For Web, WAP, and App terminals, normalUrl is returned in the response of the pay API. The buyer is redirected to the address specified by normalUrl and enters the UnionBank payment page to proceed with the payment.
- The URL returned by the App is the bank middle page, which supports the buyer to launch the bank app for payment. It is recommended to render the bank middle page URL within the merchant app and be compatible with the abilities of applinkUrl and schemeUrl in WebView. Set the merchant result page to the browser link instead of the app's scheme.
After payments
This payment method does not support refunds. It is recommended to communicate directly with the buyer offline.
Default timeout
If the buyer does not complete the payment, Antom sends you an asynchronous notification of the payment result at the 14th minute. The timeout period for the merchant to wait for the asynchronous notification or inquire about the result must be greater than 14 minutes.