Pay-easy
Pay-easy is an established payment method in Japan that supports over 550 banks and 43,000 ATMs, allowing users to pay via ATMs or online banking.
Properties
The properties of the Pay-easy payment method are shown in the following table:
Payment method category | Online banking | ||
Acquirer | AlipaySG, AlipayUS, AlipayEU, AlipayUK, AlipayJP | Acquiring region | SG, AU, HK, US, EU, UK, JP |
Payment flow | Redirect | Checkout Payment | ✔️ |
Buyer country/region | Japan | Auto Debit | ❌ |
Fund deducted | Real-time | Refund | ❌ |
Processing currency | JPY | Partial refund | ❌ |
Minimum payment amount | 1 JPY | Chargeback/Dispute | ❌ |
Maximum payment amount | Pay-easy ATM: 100,000 JPY; Pay-easy Online Banking: 1,000,000 JPY | ||
User experience
By default, buyers are redirected to the Ant page for information collection during each transaction through Pay-easy. You can also choose the payment method without the Ant page. In this scenario, during the first-time payment, buyers complete the required information on the merchant page and can save the information for subsequent payments.
Pay-easy ATM
Payment with Ant page
The following screenshots show the journey of paying with the Ant page:
Figure 1. Payment process with Pay-easy ATM (Ant page)
Payment without Ant page
The following screenshots show the journey of paying without the Ant page:
First-time payment
Buyers are redirected to the merchant page for the information collection
Figure 2. Payment process with Pay-easy ATM (First-time payment)
Subsequent payments
Subsequent payments apply to buyers who save their information in the first-time payment. This allows them to skip the step of collecting their information again to make quick payments.
Figure 3. Payment process with Pay-easy ATM (Subsequent payments)
Pay-easy Online Banking
Payment with Ant page
The following screenshots show the journey of paying with the Ant page:
Figure 4. Payment process with Pay-easy online banking (Ant page)
Payment without Ant page
The following screenshots show the journey of paying without the Ant page:
First-time payment
Buyers are redirected to the merchant page for the information collection.
Figure 5. Payment process with Pay-easy online banking (first-time payment)
Subsequent payments
Subsequent payments apply to buyers who save their information in the first-time payment. This allows them to skip the step of collecting their information again to make quick payments.
Figure 6. Payment process with Pay-easy online banking (Subsequent payments)