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Pay-easy

Pay-easy is an established payment method in Japan that supports over 550 banks and 43,000 ATMs, allowing users to pay via ATMs or online banking.

Properties

The properties of the Pay-easy payment method are shown in the following table:

Payment method category

Online banking

Acquirer

AlipaySG, AlipayUS, AlipayEU, AlipayUK, AlipayJP

Merchant entity location

SG, AU, HK, US, EU, UK, JP

Payment flow

Redirect

Refund

❌

Buyer country/region

Japan

Partial refund

❌

Processing currency

JPY

Chargeback/Dispute

❌

Minimum payment amount

1 JPY

Time to return payment result

Real-time

Maximum payment amount

  • Pay-easy ATM: 100,000 JPY;
  • Pay-easy Online Banking: 1,000,000 JPY

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

By default, buyers are redirected to the Ant page for information collection during each transaction through Pay-easy. However, buyers can choose to bypass the Ant page. In this case, during the first payment, they can enter and save their information on the merchant page for future transactions. 

After selecting Pay-easy, buyers can choose to complete the payment via either ATM or online banking. The following sections outline the user experience for each method. 

Pay-easy (via ATM)

Payment with Ant page

The following screenshots show the process of paying with the Ant page:

image.png

  1. The user selects Pay-easy to pay.
  2. The user is redirected to the Ant page.
  3. The user fills in the required information and clicks Continue.
  4. The user is redirected to a middle page and selects ATM.
  5. The user obtains the ATM payment code and proceeds to an offline ATM to complete the payment. 

Figure 1. Payment process with Pay-easy via ATM (Ant page)

Payment without Ant page

The following screenshots show the process of paying without the Ant page:

First-time payment

Buyers are redirected to the merchant page for the information collection.

image.png

  1. The user selects Pay-easy to pay.
  2. The user fills in the required information and saves it for subsequent payments.
  3. The user is redirected to a middle page and selects ATM.
  4. The user obtains the ATM payment code and proceeds to an offline ATM to complete the payment.

Figure 2. Payment process with Pay-easy via ATM (First-time payment)

Subsequent payments

Subsequent payments can be made by buyers who saved their information during the first-time payment, allowing them to bypass the information collection step to make quick payments.

image.png

  1. The user selects Pay-easy to pay, using previously saved information.
  2. The user is redirected to a middle page and selects ATM.
  3. The user obtains the ATM payment code and proceeds to an offline ATM to complete the payment.

Figure 3. Payment process with Pay-easy via ATM (Subsequent payments)

Pay-easy (via online banking)

Payment with Ant page

The following screenshots show the process of paying with the Ant page:

image.png
  1. The user selects Pay-easy to pay.
  2. The user is redirected to the Ant page.
  3. The user fills in the required information and clicks Continue.
  4. The user is redirected to a middle page and selects online banking.
  5. The user chooses a bank for the payment.
  6. The user confirms to pay with the selected bank.
  7. The user is redirected to the respective online banking page to complete the payment.
  8. The user is redirected to the merchant result page.

Figure 4. Payment process with Pay-easy via online banking (Ant page)

Payment without Ant page

The following screenshots show the process of paying without the Ant page:

First-time payment

Buyers are redirected to the merchant page for information collection.

image.png

  1. The user selects Pay-easy to pay.
  2. The user fills in the required information and saves it for subsequent payments.
  3. The user is redirected to a middle page and selects online banking.
  4. The user chooses a bank for the payment.
  5. The user confirms to pay with the selected bank.
  6. The user is redirected to the respective online banking page to complete the payment.
  7. The user is redirected to the merchant result page.

Figure 5. Payment process with Pay-easy via online banking (First-time payment)

Subsequent payments

Subsequent payments can be made by buyers who saved their information during the first-time payment, allowing them to bypass the information collection step to make quick payments.

image.png

  1. The user selects Pay-easy to pay, using previously saved information.
  2. The user is redirected to a middle page and selects online banking.
  3. The user chooses a bank for the payment.
  4. The user confirms to pay with the selected bank.
  5. The user is redirected to the respective online banking page to complete the payment.
  6. The user is redirected to the merchant result page.

Figure 6. Payment process with Pay-easy via online banking (Subsequent payments)