Discover
Discover card is a leading payment card provider in the United States, known for its competitive rates, attractive rewards program, and excellent customer service. Discover is available and widely accepted by merchants across the US market and enjoys broad acceptance worldwide through partnerships with various international payment networks.
Properties
The properties of the Discover payment method are shown in the following table:
Availability | Acquirer | 2C2P HK | AlipayUS |
| Merchant entity location | HK | US | |
Buyer country/region | Global | Global | |
Product features | Payment type | Card | Card |
Card brand | Discover | Discover | |
Currency | Processing currency | See the Processing currency table | USD |
Other | 3D | ✔️ | ✔️ |
Authorization validity period | 7 days | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the acquirer currency | 0.01 USD or equal amounts | |
Maximum payment amount | 499,999 USD or equal amounts | 9,999,999.99 USD | |
| Recurring payments (MIT) | ❌ | ✔️ | |
Multiple partial captures | ❌ | ❌ | |
Partial capture | ✔️ | ✔️ | |
Refund | ✔️ | ✔️ | |
Partial refund | ✔️ | ✔️ | |
Chargeback/Dispute | ✔️ | ✔️ | |
Refund period | 365 days | 365 days | |
Advanced AVS check | ❌ | ❌ | |
Special payment element | ❌ | Refer to Special payment elements for Cards for more details. |
Processing currency for 2C2P HK
AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR, SEK, SGD, THB, TWD, UAD, USD |
User experience
This section shows the user experience of Discover in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
