Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

Discover

Discover card is a leading payment card provider in the United States, known for its competitive rates, attractive rewards program, and excellent customer service. Discover is available and widely accepted by merchants across the US market and enjoys broad acceptance worldwide through partnerships with various international payment networks.

Properties

The properties of the Discover payment method are shown in the following table:

Availability

Acquirer

2C2P HK

AlipayUS

Acquiring region

HK

US

Buyer country/region

Global

Global

Product features

Payment type

CARD

CARD

Card brand

Discover

Discover

Payment flow

Redirect

Redirect

Payment completion

Real-time

Real-time

Currency

Processing currency

See the Processing currency table

USD

Other

3D

✔️

✔️

Authorization validity period

7 days
To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum transaction amount

The smallest unit of the acquirer currency

0.01 USD or equal amounts

Max transaction amount

499,999 USD or equal amounts

9,999,999.99 USD

Checkout Payment

✔️

✔️

Auto Debit

✔️

Multiple partial captures

Partial capture

✔️

✔️

Overdraft capture

Refund

✔️

✔️

Partial refund

✔️

✔️

Chargeback/Dispute

✔️

✔️

Refund period

365 days

365 days

Installment

Processing currency for 2C2P HK

AED, CAD, CHF, CNY, DKK, EUR, GBP, HKD, IDR, JPY, KRW, KZT, LKR, MOP, MYR, NOK, NPR, NZD, OMR, PKR, SEK, SGD, THB, TWD, UAD, USD

User experience

This section shows the user experience of Discover in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

PCI qualified

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

国际卡-PC-商户有PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

国际卡-PC-商户有PCI-二次.png

Non-PCI qualified

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

国际卡-PC-商户无PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

国际卡-PC-商户无PCI-二次.png

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

国际卡-PC-SDK集成-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

国际卡-PC-SDK集成-二次.png