Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

BillEase

BillEase, launched in 2017 by the fintech company First Digital Finance Corporation, is one of the largest Buy Now Pay Later providers in the Philippines.

Users can apply for credit lines by providing personal information. Credit lines enable them to buy products in installments or by using Buy Now Pay Later at over 22,000 retail stores including 7-Eleven, Cebuana, and MLhuillier. They can repay money by various means including InstaPay, PESONet, e-wallets, and bank transfers.

Properties

The following table lists the product properties supported by BillEase:

Payment type

Alipay+ payment method

Funding source

Credit

Acquirer

AlipaySG, AlipayEU,

AlipayUS, AlipayUK

Acquiring region

SG, AU, HK,

US, EU, UK

Payment flow

Redirect

Checkout Payment

✔️

Buyer country/region

Philippines

Auto Debit

Funds deduction

Real-time

Refund

✔️

Processing currency

PHP

Partial refund

✔️
Minimum payment amount

Buy Now Pay Later: 50 PHP
Installment payment: 50 PHP

Chargeback/Dispute

Maximum payment amount

Buy Now Pay Later: 50,000 PHP

Installment payment: 100,000 PHP

Refund period

365 days

User experience

The following figure shows the journey of paying with BillEase:

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