Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

BillEase

BillEase, launched in 2017 by the fintech company First Digital Finance Corporation, is one of the largest Buy Now Pay Later providers in the Philippines.

Users can apply for credit lines by providing personal information. Credit lines enable them to buy products in installments or by using Buy Now Pay Later at over 22,000 retail stores including 7-Eleven, Cebuana, and MLhuillier. They can repay money by various means including InstaPay, PESONet, e-wallets, and bank transfers.

Properties

The following table lists the product properties supported by BillEase:

Payment type

Alipay+ payment method

Funding source

Credit

Acquirer

AlipaySG, AlipayEU,

AlipayUS, AlipayUK

Merchant entity location

SG, AU, HK,

US, EU, UK

Payment flow

Redirect

Refund

✔️

Buyer country/region

Philippines

Partial refund

✔️
Time to return payment result

Real-time

Chargeback/Dispute

❌

Processing currency

PHP

Refund period

365 days

Minimum payment amount

Buy Now Pay Later: 50 PHP
Installment payment: 50 PHP

Maximum payment amount

Buy Now Pay Later: 50,000 PHP

Installment payment: 100,000 PHP

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following figure shows the journey of paying with BillEase:

image.png

  1. The user selects BillEase to pay.
  2. The user is directed to the BillEase page and inputs the email and password to log in.
  3. The user views the order information and selects the installment plan.
  4. The user confirms the order information and payment method.
  5. The user checks the installment contract and completes the OTP authentication.
  6. The user confirms the payment result.
  7. The user is redirected to the merchant result page.