GCash
The GCash wallet was founded in 2004 by Globe under Ayala Group which is the oldest and largest commercial group in the Philippines.
Boasting safe and reliable payment, GCash is the most popular electronic wallet in the Philippines. Users can safely transfer money, remit money, shop, and more through online banking at home. Users can also recharge their wallets at offline retail stores in the Philippines to enjoy fast and convenient payment with GCash.
Properties
The following table lists the product properties supported by GCash:
Payment type | Alipay+ payment method | ||
Funding source | Wallet balance, BNPL-GGives | ||
Acquirer | AlipaySG, AlipayEU, AlipayUS, AlipayUK | Merchant entity location | SG, AU, HK, EU, US, UK |
Payment flow | Redirect | Refund | ✔️ |
Buyer country/region | Philippines | Partial refund | ✔️ |
Processing currency | PHP | Chargeback/Dispute | ❌ |
Minimum payment amount | 1 PHP | Refund period | 365 days |
Maximum payment amount | 100,000 PHP per day | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following graphic shows the user experience of paying with GCash:
Figure 1. Payment process with GCash (app)