Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

GCash

The GCash wallet was founded in 2004 by Globe under Ayala Group which is the oldest and largest commercial group in the Philippines.

Boasting safe and reliable payment, GCash is the most popular electronic wallet in the Philippines. Users can safely transfer money, remit money, shop, and more through online banking at home. Users can also recharge their wallets at offline retail stores in the Philippines to enjoy fast and convenient payment with GCash.

Properties

The following table lists the product properties supported by GCash:

Payment type

Alipay+ payment method

Funding source

Wallet balance, BNPL-GGives

Acquirer

AlipaySG, AlipayEU, AlipayUS, AlipayUK,

2C2P PH

Acquiring region

SG, AU, HK, US,

EU, UK, PH

Payment flow

Redirect

Checkout Payment

✔️

Buyer country/region

Philippines

Auto Debit

✔️

Funds deduction

Real-time

Refund

✔️

Processing currency

PHP

Partial refund

✔️

Minimum payment amount

1PHP

Chargeback/Dispute

Maximum payment amount

100,000 PHP per day

Refund period

365 days

User experience

The following screenshot shows the user experience of paying with GCash:

GCash-APP-Cashier.png

Figure 1. Payment process with GCash