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Cartes Bancaires

Cartes Bancaires is a local card organization in France and the most widely used payment method in the region. It dominates the French payment market and has a significant impact on the daily consumption activities of French residents.

Properties

The properties of the Cartes Bancaires payment method are shown in the following table:

Availability

Acquirer

AlipayEU

Acquiring region

EEA

Buyer country/region

Global

Product features

Payment type

CARD

Card brand

Cartes Bancaires

Payment flow

Redirect

Payment completion

Real-time

Currency

Processing currency

EUR

Other

3D

✔️

Authorization validity period

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum transaction amount

The smallest unit of the currency multiplied by 2.

(That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent)

Max transaction amount

Unlimited

Checkout Payment

✔️

Auto Debit

Multiple partial captures

Partial capture

Overdraft capture

Refund

✔️

Partial refund

✔️

Chargeback/Dispute

✔️

Refund period

365 days

Installment

User experience

This section shows the user experience of Cartes Bancaires in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

PCI qualified

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

法国卡-PC-商户有PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

法国卡-PC-商户有PCI-二次.png

Non-PCI qualified

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

法国卡-PC-商户无PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

法国卡-PC-商户无PCI-二次.png

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

法国卡-PC-SDK集成-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

法国卡-PC-SDK集成-二次.png