Cartes Bancaires
Cartes Bancaires is a local card organization in France and the most widely used payment method in the region. It dominates the French payment market and has a significant impact on the daily consumption activities of French residents.
Properties
The properties of the Cartes Bancaires payment method are shown in the following table:
Availability | Acquirer | AlipayEU |
| Merchant entity location | EEA | |
Buyer country/region | Global | |
Product features | Payment type | Card |
Card brand | Cartes Bancaires | |
Currency | Processing currency | EUR |
Other | 3D | ✔️ |
Authorization validity period | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum payment amount | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | |
Maximum payment amount | Unlimited | |
| Recurring payments (MIT) | ✔️ | |
Multiple partial captures | ❌ | |
Partial capture | ❌ | |
Refund | ✔️ | |
Partial refund | ✔️ | |
Chargeback/Dispute | ✔️ | |
Refund period | 365 days | |
Advanced AVS check | ✔️ |
User experience
This section shows the user experience of Cartes Bancaires in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
