Cartes Bancaires
Cartes Bancaires is a local card organization in France and the most widely used payment method in the region. It dominates the French payment market and has a significant impact on the daily consumption activities of French residents.
Properties
The properties of the Cartes Bancaires payment method are shown in the following table:
Availability | Acquirer | AlipayEU |
Acquiring region | EEA | |
Buyer country/region | Global | |
Product features | Payment type | CARD |
Card brand | Cartes Bancaires | |
Payment flow | Redirect | |
Payment completion | Real-time | |
Currency | Processing currency | EUR |
Settlement currency | EUR | |
Other | Settlement region | Contact the Alipay Merchant Service business support |
Settlement cycle | T+4 | |
3D | ✔️ | |
Authorization validity period | 7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days. | |
Minimum transaction amount | The smallest unit of the currency multiplied by 2. (That is, if the currency is USD, the minimum is 2 cents, based on the smallest unit of 1 cent) | |
Max transaction amount | Unlimited | |
Checkout Payment | ✔️ | |
Auto Debit | ❌ | |
Multiple partial captures | ❌ | |
Partial capture | ❌ | |
Overdraft capture | ❌ | |
Refunds | ✔️ | |
Partial refunds | ✔️ | |
Chargeback | ✔️ | |
Refund period | 365 days | |
Installment | ❌ |
User experience
This section shows the user experience of Cartes Bancaires in different scenarios:
API-only integration
This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.
PCI qualified
This section shows the difference between the first-time and subsequent payments under the PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.
Non-PCI qualified
This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.
SDK integration
This section shows the difference between the first-time and subsequent payments under the SDK integration.
First-time payment
This section shows the difference between Web and app when users make the first-time payment under the SDK integration.
Subsequent payments
This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.
