Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

JKOPay

Launched in 2015 by JKOS Network CO., LTD, JKOPay is a leading mobile payment app used in Taiwan, China. JKOPay was granted the electronic payment license in 2018 and became the first e-payment institution in Taiwan to offer cross-border services in 2020. JKOPay has become an essential app for local users, offering a wide range of services such as online and offline payments, transfers, utilities, investment and loans, public transportation, taxi hailing, and food delivery. With over 5.9 million registered users, which is significant compared to the local population of 23 million, JKOPay has established partnerships with more than 250,000 merchants, both online and offline.

Properties

The following table lists the product properties supported by JKOPay:

Payment type

Wallet

Funding source

Wallet balance

Acquirer

AlipaySG

Merchant entity location

SG, AU, HK

Payment flow

Redirect

Refund

✔️

Buyer country/region

Taiwan, China

Partial refund

✔️

Time to return payment result

Real-time

Chargeback/Dispute

Processing currency

TWD

Refund period

365 days

Minimum payment amount

1 TWD (TWD currency does not process cent)

Maximum payment amount

  • Non-KYC users:
    • Monthly transaction limit: 30,000 TWD (~960 USD)
  • KYC users:
    • Single transaction limit: 50,000 TWD (~1,600 USD)
    • Daily transaction limit: 100,000 TWD (~3,200 USD)
    • Monthly transaction limit: 300,000 TWD (~6,400 USD)

User experience

Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.

The following screenshots show the JKOPay payment experience using different terminals:

image.png