QRIS
QRIS is the Indonesia’s national gateway, which enables code-scanning payment by using the apps of the mainstream banks in Indonesia.
Properties
The following table lists the product properties supported by QRIS:
Payment type | Bank transfer | ||
Acquirer | AlipaySG, AlipayUS | Acquiring region | SG, AU, HK, US |
Payment flow | Code-scanning | Checkout Payment | ✔️ |
Buyer country/region | Indonesia | Auto Debit | ❌ |
Funds deduction | Real-time | Refund | ❌ |
Processing currency | IDR | Partial refund | ❌ |
Minimum payment amount | 300 IDR | Chargeback | ❌ |
Maximum payment amount | 20,000,000 IDR | ||
User experience
The following flow figure shows the journey of paying with QRIS:
Figure 1. Payment process with QRIS