KrungThai Bank
KrungThai Bank (KTB) is a state-controlled listed bank and the second largest bank in Thailand. KTB is also the preferred bank for most government agencies.
KTB has more than 15 million Thai users. Currently, the bank supports three different ways for users to pay: online banking, mobile banking app, and bank transfer via offline ATMs.
Properties
The properties of the KTB payment method are shown in the following table:
Payment type | Online banking, Bank transfer, Mobile banking app | ||
Acquirer | AlipaySG, AlipayUS | Acquiring region | SG, AU, HK, US |
Payment flow | Redirect | Checkout Payment | ✔️ |
Buyer country/region | Thailand | Auto Debit | ❌ |
Funds deduction | Real-time | Refund | ❌ |
Processing currency | THB | Partial refund | ❌ |
Minimum payment amount | 1 THB | Chargeback | ❌ |
Maximum payment amount | 2M THB (ATM 0.5M) | ||
User experience
The following screenshots show the journey of paying with KTB in different scenarios:
Online Banking
Figure 1. Payment process with KTB (online banking)
Bank Transfer
Figure 2. Payment process with KTB (bank transfer)
Mobile Banking App
Figure 3. Payment process with KTB (mobile banking app)