BCA
BCA, established in 1957, is Indonesia's largest private bank, boasting assets exceeding IDR 1 trillion as of 2022. In 2014, BCA developed MyBCA, a digital self-service banking outlet, expanded cash recycling machine-based ATM network, and launched Sakuku, a mobile e-wallet app. In 2018, BCA launched a peer-to-peer transfer feature using QR code technology applicable to m-BCA and Sakuku.
Properties
The properties of the BCA payment method are shown in the following table:
Payment method category | Online banking | ||
Acquirer | AlipaySG, AlipayUS | Merchant entity location | SG, AU, HK, US |
Payment flow | Redirect | Refund | ❌ |
Buyer country/region | Indonesia | Partial refund | ❌ |
Processing currency | IDR | Chargeback/Dispute | ❌ |
Minimum payment amount | 10,000 IDR | Refund period | 365 days |
Maximum payment amount | Unlimited (depends on account balance) | Time to return payment result | Real-time |
User experience
Note: The following payment flows on different terminals are reference only, and represent this payment method's flow on different terminal types. For supported merchants' terminal types, consult Antom Technical Support.
The following figure shows the journey of paying with BCA:
Figure 1. Payment process with BCA