Maestro

2024-02-04 08:28

Maestro, a debit card service from Mastercard, is widely used internationally, particularly in Europe.

Properties

The properties of the Maestro payment method are shown in the following table:

Availability	Acquirer	2C2P HK	2C2P SG
	Acquiring region	HK	SG
	Buyer country/region	Global	Global
Product features	Payment type	CARD	CARD
	Card brand	Maestro	Maestro
	Payment flow	Redirect	Redirect
	Payment completion	Real-time	Real-time
Currency	Processing currency	See the Processing and settlement currencies for 2C2P HK table	See the Processing and settlement currencies for 2C2P SG table
Currency	Settlement currency
Other	Settlement region	HK	SG
	Settlement cycle	T+4	T+3
	3D	✔️	✔️
	Authorization validity period	7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.	7 days To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.
	Minimum transaction amount	The smallest unit of the acquirer currency	The smallest unit of the acquirer currency
	Max transaction amount	499,999 USD or equal amounts	499,999 USD or equal amounts
	Checkout Payment	✔️	✔️
	Auto Debit	❌	❌
	Multiple partial captures	❌	❌
	Partial capture	✔️	✔️
	Overdraft capture	❌	❌
	Refunds	✔️	✔️
	Partial refunds	✔️	✔️
	Chargeback	✔️	✔️
	Refund period	365 days	365 days
	Installment	❌	❌

Processing currency	Settlement currency
HKD, USD, GBP, EUR, JPY, SGD, MOP	HKD
AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW	HKD/USD

Processing currency	Settlement currency
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, VND	SGD
AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND	USD
HKD	HKD
AUD	AUD
CAD	CAD
EUR	EUR
GBP	GBP
HKD	HKD
NZD	NZD
SGD	SGD
USD	USD

This section shows the user experience of Maestro in different scenarios:

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

Web

App

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

Web

App

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

Web

App

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

Web

App

This section shows the difference between the first-time and subsequent payments under the SDK integration.

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

Web

App

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

Web

App