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Maestro

Maestro, a debit card service from Mastercard, is widely used internationally, particularly in Europe.

Properties

The properties of the Maestro payment method are shown in the following table:

Availability

Acquirer

2C2P HK

2C2P SG

Acquiring region

HK

SG

Buyer country/region

Global

Global

Product features

Payment type

CARD

CARD

Card brand

Maestro

Maestro

Payment flow

Redirect

Redirect

Payment completion

Real-time

Real-time

Currency

Processing currency

See the Processing and settlement currencies for 2C2P HK table

See the Processing and settlement currencies for 2C2P SG table

Settlement currency

Other

Settlement region

HK

SG

Settlement cycle

T+4

T+3

3D

✔️

✔️

Authorization validity period

7 days
To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

7 days

To reduce costs, we recommend that you initiate a request to capture or cancel the authorization within 3 days.

Minimum transaction amount

The smallest unit of the acquirer currency

The smallest unit of the acquirer currency

Max transaction amount

499,999 USD or equal amounts

499,999 USD or equal amounts

Checkout Payment

✔️

✔️

Auto Debit

Multiple partial captures

Partial capture

✔️

✔️

Overdraft capture

Refund

✔️

✔️

Partial refund

✔️

✔️

Chargeback/Dispute

✔️

✔️

Refund period

365 days

365 days

Installment

Processing and settlement currencies for 2C2P HK

Processing currency

Settlement currency

HKD, USD, GBP, EUR, JPY, SGD, MOP

HKD

AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYN, BZD, CAD, CDF, CHF, CLF, CLP, CNY, COP, CRC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EEK, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGNvNIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLE, SOS, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND,TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW

HKD/USD

Processing and settlement currencies for 2C2P SG

Processing currency

Settlement currency

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, VND

SGD

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND

USD

HKD

HKD

AUD

AUD

CAD

CAD

EUR

EUR

GBP

GBP

HKD

HKD

NZD

NZD

SGD

SGD

USD

USD

User experience

This section shows the user experience of Maestro in different scenarios:

API-only integration

This section shows the difference in user experience between those PCI and non-PCI qualified under the API integration.

PCI qualified

This section shows the difference between the first-time and subsequent payments under the PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the PCI qualified.

国际卡-PC-商户有PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the PCI qualified.

国际卡-PC-商户有PCI-二次.png

Non-PCI qualified

This section shows the difference between the first-time and subsequent payments under the non-PCI qualified.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the non-PCI qualified.

国际卡-PC-商户无PCI-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the non-PCI qualified.

国际卡-PC-商户无PCI-二次.png

SDK integration

This section shows the difference between the first-time and subsequent payments under the SDK integration.

First-time payment

This section shows the difference between Web and app when users make the first-time payment under the SDK integration.

国际卡-PC-SDK集成-首次.png

Subsequent payments

This section shows the difference between Web and app when users make the subsequent payments under the SDK integration.

国际卡-PC-SDK集成-二次.png