Alipay provides a standard integration solution for you to integrate various payment methods. This solution saves your development efforts for future integration of payment methods and extended functions. For the special requirements that some payment methods might have during the acquiring process, you only need to pay attention to the differences in the API parameters for these payment methods during integration.

Payment method types

Alipay provides several types of payment methods from various regions. Each type of the payment methods shares a similar user experience. You can integrate the following payment method types as needed:

• Alipay+ payment method
• Wallet
• Mobile banking app
• Bank transfer
• Online banking
• Card
• OTC

You can follow the standard integration solution provided by Alipay to effortlessly integrate these payment methods.

Alipay+ payment method

Alipay+ payment methods are the payment methods that have a partnership with Alipay+. The Alipay+ payment methods based in the following user regions are supported:

Table 1. Alipay+ payment methods based in different regions

Wallet

Wallet payment methods are also referred to as digital wallets. Wallets own a system of independent accounts. Users can complete online or in-store payments by using their accounts. The wallet payment methods based in the following user regions are supported:

Table 2. Wallet payment methods based in different regions

Mobile banking app

Mobile banking app payment methods are payment methods that allow a user to pay in a bank app by entering a payment password. The mobile banking app payment methods based in the following user region is supported:

Table 3. Mobile banking app payment methods based in a country

Bank transfer

Bank transfer payment methods are the payment methods that allow a user to pay via online transfer or ATM transfer with a reference code obtained on Alipay's checkout page. The bank transfer payment methods based in the following user regions are supported:

Table 4. Bank transfer payment methods based in different regions

Online banking

Online banking payment methods are the payment methods that allow a user to pay by authorizing the payment on a bank page. The online banking payment methods based in the following user regions are supported:

Table 5. Online banking payment methods based in different regions

Card

Cards carry the payment capabilities of card payment methods and can be classified as global cards and regional cards. Global cards include bank cards issued by international card scheme for global users. Regional cards include bank cards issued for specific regions. The card payment methods based on the following user regions are supported:

Table 6. Card payment methods based in different regions

OTC

OTC (over the counter) indicates a way of payment completed in two steps. A user initiates an online payment to obtain a reference code, and then pays by cash at a counter. The OTC payment methods based in the following user region is supported:

Table 7. OTC payment method based in a region