Online banking

2024-03-18 08:02

Online banking payment methods are the payment methods that allow a user to pay by authorizing the payment on a bank page.

User experience

The following figure shows the payment journey with the online banking payment method Bangkok Bank:

Figure 1. Payment journey with Bangkok Bank

On your order information page, a user chooses Bangkok Bank and taps Check Out, and is redirected to the bank page.
On the bank page, the user logs in to their account and confirms the payment, and is redirected to your payment result page after they complete the payment.

For details about the online banking payment methods, see the following table:

Payment method	Consumer country/region	Supported currency	Refund	Partial refund	Chargeback	Minimum payment amount	Maximum payment amount	Refund period
EPS	Austria	EUR	✔️	✔️	❌	1 EUR	Unlimited	365 days
Bancontact	Belgium	EUR	✔️	✔️	❌	1 EUR	Unlimited	365 days
Giropay	Germany	EUR	✔️	✔️	❌	1 EUR	Unlimited	365 days
BRANKAS	Indonesia	IDR	❌	❌	❌	10,000 IDR	200M IDR	N/A
CIMB Niaga	Indonesia	IDR	❌	❌	❌	10,000 IDR	100M IDR	N/A
OCTO Clicks	Indonesia	IDR	❌	❌	❌	10,000 IDR	200M IDR	N/A
BANCOMAT Pay	Italy	EUR	✔️	✔️	❌	0.01 EUR	Unlimited	365 days
Pay-easy	Japan	JPY	❌	❌	❌	1 JPY	Pay-easy ATM: 100,000 JPY Pay-easy Online Banking: 1,000,000 JPY	N/A
FPX	Malaysia	MYR	✔️	✔️	❌	0.01 MYR	30,000 MYR	365 days
iDEAL	Netherlands	EUR	✔️	✔️	❌	0.01 EUR	Unlimited	365 days
UnionBank	Philippines	PHP	❌	❌	❌	1 PHP	Depends on the limit set by users	N/A
PayU	Poland	PLN	✔️	✔️	❌	0.1 PLN	Unlimited	365 days
Przelewy24	Poland	PLN	✔️	✔️	❌	0.01 PLN	Unlimited	365 days
Bangkok Bank	Thailand	THB	❌	❌	❌	1 THB per transaction	2M THB per transaction and per day	N/A
Bank of Ayudhya	Thailand	THB	❌	❌	❌	1 THB	2M THB（ATM 0.5M）	N/A
Kasikorn Bank	Thailand	THB	❌	❌	❌	1 THB	5M THB	N/A
KrungThai Bank	Thailand	THB	❌	❌	❌	1 THB	2M THB (ATM 0.5M)	N/A
Siam Commerical Bank	Thailand	THB	❌	❌	❌	1 THB	2M THB（ATM 0.5M）	N/A
Pay by bank	UK	GBP	✔️	✔️	❌	0.99 GBP	15,000 GBP	365 days

Table 1. Capabilities of online banking payment methods