Bank transfer

2024-02-05 01:17

Bank transfer payment methods are the payment methods that allow a user to pay via online transfer or ATM transfer with a reference code obtained on Alipay's checkout page.

User experience

The following figure shows the payment journey with the bank transfer payment method Bank of Ayudhya:

Figure 1. Payment journey with Bank of Ayudhya

On your order information page, a user chooses Bank of Ayudhya and taps Check Out, and is redirected to an intermediate page provided by Alipay to obtain a reference code.
The user manually opens the Bank of Ayudhya app and pays in the app by following the instructions on the intermediate page.
The user manually opens your app to obtain the payment result after completing the payment.

Payment methods

For details about the bank transfer payment methods, see the following table:

Payment method	Consumer country/region	Supported currency	Refund	Partial refund	Chargeback	Minimum payment amount	Maximum payment amount	Refund period
Pix	Brazil	BRL	✔️	❌	❌	1 BRL	Unlimited	90 days
Indonesia ATM	Indonesia	IDR	❌	❌	❌	10,000 IDR	100M IDR	N/A
BNI	Indonesia	IDR	❌	❌	❌	10,000 IDR	Bank transfer: 100M IDR Online banking: depends on the limit set by users	N/A
BSI	Indonesia	IDR	❌	❌	❌	10,000 IDR	100M IDR	N/A
CIMB Niaga	Indonesia	IDR	❌	❌	❌	10,000 IDR	100M IDR	N/A
Mandiri	Indonesia	IDR	❌	❌	❌	10,000 IDR	Bank transfer: 100M IDR Online banking: depends on the limit set by users	N/A
Maybank	Indonesia	IDR	❌	❌	❌	10,000 IDR	100M IDR	N/A
Permata	Indonesia	IDR	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
Qris	Indonesia	IDR	❌	❌	❌	300 IDR	20,000,000 IDR	N/A
BLIK	Poland	PLN	✔️	✔️	❌	0.01 PLN	10,000 PLN	365 days
Paynow	Singapore	SGD	✔️	✔️	❌	0.01 SGD	200,000 SGD	60 days
Bangkok Bank	Thailand	THB	❌	❌	❌	1 THB per transaction	2M THB per transaction and per day	N/A
Bank of Ayudhya	Thailand	THB	❌	❌	❌	1 THB	2M THB（ATM 0.5M）	N/A
Government Savings Bank	Thailand	THB	❌	❌	❌	1 THB	2M THB （ATM 0.5M）	N/A
Kasikorn Bank	Thailand	THB	❌	❌	❌	1 THB	5M THB	N/A
KrungThai Bank	Thailand	THB	❌	❌	❌	1 THB	2M THB (ATM 0.5M)	N/A
PromptPay	Thailand	THB	❌	❌	❌	0.01 THB	9,999,999,999.99 THB	N/A
Siam Commerical Bank	Thailand	THB	❌	❌	❌	1 THB	2M THB（ATM 0.5M）	N/A

Table 1. Capabilities of bank transfer payment methods