Touch'n Go
Touch 'n Go was founded in 2017 by Malaysia's Touch 'n Go company. In 1997, the company launched a prepaid rechargeable card that is applicable to motorway tolls and public transport scenarios. The Touch 'n Go e-wallet now is widely used in various scenarios such as transportation, e-commerce, retail, and utility payment, and is one of the most popular e-wallets in the local area.
Properties
The following table lists the product properties supported by Touch 'n Go:
Payment type | Alipay+ payment method | ||
Acquirer | B31, Z28, Z06, B27, B15 | Acquirer region | SG, AU, HK, US, EU, UK, MY |
Payment flow | Redirect | Checkout payment | ✔️ |
Buyer country/region | Malaysia | Auto Debit | ✔️ |
Funds deduction | Real-time | Refund | ✔️ |
Processing currency | MYR | Partial refund | ✔️ |
Minimum payment amount | 0.05 MYR | Chargeback | ❌ |
Maximum payment amount | 20,000 MYR per transaction; 25,000 MYR per month; 300,000 MYR per year | Refund period | 365 days |
User experience
The following graphic shows the Touch'n Go app authorization process:
Figure 1. Authorization process