Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

GCash

The GCash wallet was founded in 2004 by Globe under Ayala Group which is the oldest and largest commercial group in the Philippines.

Boasting safe and reliable payment, GCash is the most popular electronic wallet in the Philippines. Users can safely transfer money, remit money, shop, and more through online banking at home. Users can also recharge their wallets at offline retail stores in the Philippines to enjoy fast and convenient payment with GCash.

Properties

The following table lists the product properties supported by GCash:

Payment type

Alipay+ payment method

Acquirer

AlipaySG, AlipayEU, AlipayUS, AlipayUK, 2C2P PH

Acquiring region

SG, AU, HK, US,

EU, UK, PH

Payment flow

Redirect

Auto Debit

✔️

Buyer country/region

Philippines

Refund

✔️

Funds deduction

Real-time

Partial refund

✔️

Processing currency

PHP

Chargeback/Dispute

Minimum payment amount

1 PHP

Refund period

365 days

Maximum payment amount

100,000 PHP/day

User experience

The following graphic shows the GCash app authorization process:

image.png

Figure 1. Authorization process