Siam Commercial Bank
Founded in 1907 by the Royal Charter of Thailand, Siam Commercial Bank (SCB) is the first bank in Thailand. SCB is the world's leading universal banking group and has the highest market capitalization in Thailand, it is the bank with the most branches and ATMs. SCB has more than 15 million Thai users.
Properties
The properties of the SCB payment method are shown in the following table:
Payment type | Bank Direct Debit | ||
| Acquirer | AlipaySG, AlipayUS | Merchant entity location | SG, AU, HK, US |
Payment flow | Redirect | Refund | ❌ |
Buyer country/region | Thailand | Partial refund | ❌ |
Processing currency | THB | Chargeback/Dispute | ❌ |
Minimum payment amount | 1 THB | Time to return the payment result | Real-time |
Maximum payment amount | 2M THB (ATM 0.5M) | ||
User experience
The following graphic shows the SCB app authorization process:
Figure 1. Authorization process