Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

One click payment

One click payment is one of the popular alternative payment methods in the UK, allowing customers to pay directly from the existing bank accounts with a user-friendly, secure, and cost-effective payment experience.

Properties

The following table lists the product properties supported by One click payment:

Payment type

Online banking

Acquirer

AlipayUK

Acquiring region

UK

Payment flow

Redirect

Checkout Payment

Buyer country/region

UK

Auto Debit

✔️

Funds deduction

Real-time

Refund

✔️

Processing currency

GBP

Partial refund

✔️

Minimum payment amount

0.99 GBP

Chargeback/Dispute

✔️

Maximum payment amount

100 GBP per transaction;

300 GBP per day;

4,000 GBP per month

Refund period

365 days

User experience

The following figure shows the One click payment authorization process:

image.png

Figure 1. Authorization process (app)

  1. Users select One click payment to pay.
  2. Users are redirected to the PISP webpage to confirm service terms.
  3. Users are redirected to the bank app or webpage. Check the order information and complete the transaction with bank account verification.
  4. Notify users that the account binding is successful.
  5. Users are redirected back to the merchant result page. Merchants can initiate payments or set up recurring payments based on business needs.