Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

One click payment

One click payment is one of the popular alternative payment methods in the UK, allowing customers to pay directly from the existing bank accounts with a user-friendly, secure, and cost-effective payment experience.

Properties

The following table lists the product properties supported by One click payment:

Payment type

Online banking

Acquirer

AlipayUK

Merchant entity location

UK

Payment flow

Redirect

Refund

✔️

Buyer country/region

UK

Partial refund

✔️

Processing currency

GBP

Chargeback/Dispute

✔️

Minimum payment amount

0.99 GBP

Refund period

365 days

Maximum payment amount

100 GBP per transaction;

300 GBP per day;

4,000 GBP per month

Time to return the payment result

Real-time

User experience

The following figure shows the One click payment authorization process:

image.png

Figure 1. Authorization process (app)

  1. The user selects One click payment to pay.
  2. The user is redirected to the PISP webpage to confirm service terms.
  3. The user enters the Natwest online banking page.
  4. The user is redirected to the bank app or webpage.
  5. The user verifies the order information.
  6. The user completes the transaction with bank account verification.
  7. Notify the user that the account binding is successful.
  8. The user is redirected back to the merchant result page. Merchants can initiate payments or set up recurring payments based on business needs.