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PayPay

PayPay is the most mainstream and most popular digital wallet in Japan. It covers almost half of Janpanese population.

Properties

The following table lists the product properties supported by PayPay:

Payment type

Wallet

Acquirer

Hundsun

Acquiring region

JP

Payment flow

Redirect

Auto Debit

✔️

       Buyer country/region

Japan

Refund

✔️

Funds deduction

Real-time

Partial refund

❌

         Processing currency

JPY

Chargeback

❌

Minimum payment amount

1 JPY

Refund period

90 days

Maximum payment amount

Non-KYC compliant:

  • 20,000 JPY per day
  • 50,000 JPY per month

KYC compliant:

  • 500,000 JPY per day
  • 2,000,000 JPY per month

User experience

The following graphic shows the PayPay authorization process within an app:

image.png

Figure 1. Authorization process (App)

The following graphic shows the PayPay authorization process within a WAP page:

image.png

Figure 2. Authorization process (WAP)