DANA
DANA, founded in 2017, is one of the mainstream e-wallets in Indonesia. DANA provides Indonesian users with a variety of payment services, including online shopping, payment of telephone charges, utilities, social security, bill installment, and offline retail store payment.
Users can use the DANA wallet to pay at multiple online merchants such as Indonesia's leading e-commerce platforms Lazada, bukalapak, and entertainment merchants such as Spotify, TikTok, and Codashop.
Properties
The following table lists the product properties supported by DANA:
Payment type | Alipay+ payment method | ||
Payment flow | Redirect | Auto Debit | ✔️ |
Buyer country/region | Indonesia | Refund | ✔️ |
Funds deduction | Real-time | Partial refund | ✔️ |
Processing currency | IDR | Chargeback | ❌ |
Minimum payment amount | 300 IDR | Maximum payment amount | 10,000,000 IDR per transaction; 20,000,000 IDR per day |
User experience
The following graphic shows the DANA app authorization process:
Figure 1. Authorization process