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bKash

bKash Limited (bKash) is a Bank-led Mobile Financial Service Provider in Bangladesh operating under the license and approval of the Central Bank (Bangladesh Bank) as a subsidiary of BRAC Bank Limited. bKash provides safe, convenient and easy ways to make payments and money transfer services via mobile phones to both the unbanked and the banked people of Bangladesh.

Properties

The following table lists the product properties supported by bKash:

Payment method type

Alipay+ payment method

Payment flow

Redirect

Auto Debit

✔️

Supported country

Bangladesh

Refund

✔️

Funds deduction

Real-time

Partial refund

✔️

Supported currency

BDT

Chargeback

Minimum payment amount

N/A

Refund period

365 days

Maximum payment amount

N/A

User experience

The following graphic shows the bKash authorization journey for an app terminal:

image.png

Figure 1. Authorization process