Cartes Bancaires

2023-06-12 06:47

Chargeback Categories	Reason Code	Reason	Description
Fraud	23	Empreinte manquante	The transaction was carried out without taking an imprint of the card or reading the magnetic stripe or reading the microcircuit.
	16	No chip/Pin number verfication	The transaction was carried without checking the Pin code
	45	Disputed transaction	The cardholder did not authorize or participate in a transaction.
	A1	Multiple payment transaction disputed	The cardholder claims that a fraudulent purchase was made while the card was in the cardholder's possession at the time of the transaction.
Authorization	40	Cancelled card	The transaction was carried even though the cardholder’s card was cancelled.
	14	Issuer declined authorization	The authorization was declined, but the transaction was processed anyway.,
	21	Expired card	The charge submitted by the merchant after the card was expired.
	12	Transaction not authorized by issuer on card with systematic authorization	The transaction was carried out with no proper authorization was obtained.
	13	Forcing	The transaction was carried out with no proper authorization was obtained.
	15	Guarantee by card,by day, by siret	The transaction was carried out with no proper authorization was obtained.
	18	Certificate not auditable	The transaction was carried out with no proper authorization was obtained.
	62	Transaction not allowed	The transaction was carried out with no proper authorization was obtained.
	25	Maximum transaction amount exceeded	The transaction, carried out via an automated terminal, was for an amount exceeding 1500 EUR.
Processing Error	22	Late Presentment	The transaction was not processed within the required time-limit.
	28	Credit posted as a purchase	The cardholder was debited for a transaction that should have been a credit.
	43	Unknown card number	The transaction did not receive authorization and was processed using an account number that does not match any on the issuer's master file.
	44	Disputed amount	The transaction was processed with an incorrect amount.
	42	Duplicate processing	The transaction was processed more than once.
	17	Invalid SIRET	The transaction was carried out with a merchant whose SIRET number is invalid.
	61	Merchant suspended or struck off	The transaction was carried out even though the merchant suspended or struck off.
	99	Nonvalid open Payment Partial Guarantee	The partial-guarantee open payment transaction does not meant the conditions for eligibility for partial guarantee or does not meet the conditions for the application of a partial guarantee.
Consumer Dispute	27	Credit not Processed	The cardholder received a credit or voided transaction receipt that was not processed.
Consumer Dispute	A0	Credit fund transfer declined	The credit owned to the cardholder was rejected.