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BLIK

Founded in 2015, BLIK is a safe and fast instant mobile payment method popular in Poland. Users can use the bank app to obtain a secure 6-digit code, and then use the code to initiate a payment.

When paying with BLIK, users obtain a secure 6-digit code from the bank's app and enter it into the merchant's payment page. Then they use the PIN in the bank's app to confirm the transaction. The 6-digit BLIK code is valid for 2 minutes, after which the user must request a new BLIK code. After starting the payment, BLIK will send a push notification to the selected bank for the users to confirm the payment within the required time to complete the payment.