Kredivo

Founded in 2016, Kredivo is headquartered in Jakarta, Indonesia, and focuses on providing local users with instant credit financing services at low-interest rates. Its parent company FinAccel, a fintech company based in Singapore, has been backed by a number of quality investors since its establishment.

Using a real-time decision system based on artificial intelligence, Kredivo allows users to complete their credit application and approval online in as little as two minutes. Furthermore, users enjoy a 30-day interest-free Buy Now Pay Later and various monthly installment credit services when shopping at partner merchants. The repayment can be completed through e-wallets, online banking, cash, and more.