Overview
Easy Pay allows you to quickly and easily build a secure and simple payment experience for your website or application. Buyers can enable password-free payments during their first-time payment without being redirected to the payment method client for authorization. The payment process remains completely within your client, thereby enhancing buyer conversion rates and payment success rates.
Key features
Easy Pay boasts the following product highlights:
- Minimalist payment experience: For the first-time payment, buyers only need to link their accounts and pay to enjoy one-click payments in the future.
- Enhanced Security: Easy Pay allows buyers to remove linked accounts at any time and supports large-value payment confirmation to provide an extra layer of protection. The dynamic loading technology from a Webview container and Alipay network acceleration engines are used to enhance payment security.
- Light-weight Integration: A one-time integration process saves your further development efforts, and Easy Pay will always provide the latest payment experience for your buyers. Furthermore, Easy Pay supports multiple clients, provides localized pages, and offers intelligent recommendations for local payment methods.
User experience
During the first-time payment, buyers can enable password-free payment for future payments. The entire payment process for future payments will be performed on your website or application. The future payment process is the same for the seamless experience and the redirection experience.
Seamless experience
With the entire payment process remaining within your website or application, the seamless experience allows buyers to pay and enable password-free payments during their first-time payments and make future payments without the need to enter the payment password.
First-time payment
During the first-time payment, the buyer completes the authorization process to pay and enable future password-free payments.
One-click payments
Future payments can be made without the need for a password. For larger payment amounts, you can specify the minimum payment amount that requires an additional verification step for added security.
Small-value payment
For small-value orders, buyers can simply submit the order and make the payment without needing any further confirmation.
Large-value payment
To enhance payment security, you can require buyers to confirm payments that exceed a predetermined amount.
Redirection experience
Before some payment methods support the seamless experience, Easy Pay provides the redirection experience. During their first-time payments, buyers need to be redirected to the payment method client to enable password-free payments so that they can make future payments with one click. The redirection experience will be automatically upgraded to the seamless experience once these payment methods support it.
First-time payment
During the first-time payments, buyers need to be redirected to the payment method client to pay and enable password-free payments.
Note: If a risk control challenge is triggered, additional verification pages will appear.
One-click payments
Future payments can be made without the need for a password. For larger payment amounts, you can specify the minimum payment amount that requires an additional verification step for added security.
Small-value payment
For small-value orders, buyers can simply submit the order and make the payment without needing any further confirmation.
Large-value payment
To enhance payment security, you can require buyers to confirm payments that exceed a predetermined amount.
Capabilities and resources
The following table lists all the APIs, notifications, and reports for Easy Pay, serving the purpose of facilitating the payment and after-the-payment processes:
Capabilities | Development resources | ||
Client SDKs | Server APIs | Server Notifications/Reports | |
Initiate a payment | Note: You can download the SDK package in Alipay Developer Center. | createPaymentSession (required) | |
Obtain an authorization result | notifyAuthorization (required) | ||
Obtain the payment result | inquiryPayment (recommended) | notifyPayment (recommended) | |
Refund a payment | refund (required) inquiryRefund (recommended) | ||
Cancel a transaction | cancel (recommended) | ||
Revoke an authorization | revoke (required) | notifyAuthorization (required) | |
Settle and reconcile |
Supported payment methods
The following payment methods are supported for Easy Pay payments. Their capabilities are listed as follows:
Payment method | Buyer country/region | Supported currency | Refund | Partial refund | Chargeback | Minimum payment amount | Maximum payment amount | Refund period |
Alipay | China | CNY | ✔️ | ✔️ | ❌ | 0.1 CNY | Unlimited | 365 days |
AlipayHK | Hong Kong, China | HKD | ✔️ | ✔️ | ❌ | 0.01 HKD per transaction | 50,000 HKD per transaction; 200,000 HDK per year | 365 days |
Boost | Malaysia | MYR | ✔️ | ✔️ | ❌ | 0.05 MYR | 50,000 MYR/month | 365 days |
DANA | Indonesia | IDR | ✔️ | ✔️ | ❌ | 300 IDR | 10,000,000 IDR per transaction; 20,000,000 IDR per day | 365 days |
GCash | Philippines | PHP | ✔️ | ✔️ | ❌ | 1PHP | 100,000 PHP per day | 365 days |
KakaoPay | South Korea | KRW | ✔️ | ✔️ | ❌ | 50 KRW | 2,000,000 KRW | 365 days |
Rabbit LINE Pay | Thailand | THB | ✔️ | ✔️ | ❌ | 0.01 THB | 50,000 THB | 365 days |
Touch'n Go | Malaysia | MYR | ✔️ | ✔️ | ❌ | 0.05 MYR | 20,000 MYR per transaction; 25,000 MYR per month; 300,000 MYR per year | 365 days |
TrueMoney | Thailand | THB | ✔️ | ✔️ | ❌ | 1 THB per transaction | 30,000 THB per transaction; 50,000 THB per day | 365 days |
Zalopay | Vietnam | VND | ✔️ | ✔️ | ❌ | 1000 VND | 50,000,000 VND; 100,000,000 VND per month | 180 days |
GrabPay | Malaysia, Singapore, Philippines | MYR, SGD, PHP | ✔️ | ✔️ | ❌ | 0.01 MYR, 0.01 SGD, 10 PHP | 1,500 MYR, 5,000 SGD, 25,000 PHP | 365 days |
Maya | Philippines | PHP | ✔️ | ✔️ | ❌ | 1 PHP | 100,000 PHP | 365 days |
PayPay | Japan | JPY | ✔️ | ❌ | ❌ | 1 JPY | Non-KYC compliant:
KYC compliant:
| 90 days |
KrungThai Bank | Thailand | THB | ❌ | ❌ | ❌ | 1 THB | 2M THB (ATM 0.5M) | N/A |
Siam Commercial Bank | Thailand | THB | ❌ | ❌ | ❌ | 1 THB | 2M THB(ATM 0.5M) | N/A |
Note: At present, AlipayHK offers a seamless experience, while GCash, DANA, Alipay, and TrueMoney provide a redirection experience. In the future, these payment methods will be automatically upgraded to the seamless experience once they support it.