Wallet

2023-02-28 02:03

Wallet payment methods are also referred to as digital wallets. Wallets own a system of independent accounts. Users can complete online or in-store payments by using their accounts.

User experience

The following figure shows the payment journey with the wallet payment method PayPay:

Figure 1. Payment journey with PayPay

On your order information page, a user chooses PayPay and taps Check Out, and is redirected to a PayPay page.
On the PayPay page, the user confirms the payment and is redirected to your payment result page after they complete the payment.

Payment methods

For details about the wallet payment methods, see the following table:

Payment method	Supported country/region	Supported currency	Payment flow	Refund	Partial refund	Chargeback	Minimum payment amount	Maximum payment amount	Refund period
Dolfin	Thailand	THB	Redirect	✔️	✔️	❌	0.1 THB	Unlimited	365 days
GoPay	Indonesia	IDR	Redirect	❌	❌	❌	1 IDR	2,000,000 IDR for non-KYC user; 20,000,000 IDR for KYC users	N/A
GrabPay	Singapore, Malaysia, the Philippines	MYR, SGD, PHP	Redirect	✔️	✔️	❌	0.01 MYR 0.01 SGD 1 PHP	Unlimited	365 days
LinkAja	Indonesia	IDR	Redirect	❌	❌	❌	1 IDR	2,000,000 IDR for non-KYC user; 20,000,000 IDR for KYC users	N/A
OVO	Indonesia	IDR	Redirect	❌	❌	❌	1 IDR	2,000,000 IDR for non-KYC user; 20,000,000 IDR for KYC users	N/A
PayPay	Japan	JPY	Redirect	✔️	❌	❌	1 JPY	Non-KYC compliant: 20,000 JPY per day 50,000 JPY per month； KYC compliant: 500,000 JPY per day 2,000,000 JPY per month	90 days

Table 1. Capabilities of wallet payment methods