Bank transfer

2023-02-28 02:03

Bank transfer payment methods are the payment methods that allow a user to pay via online transfer or ATM transfer with a reference code obtained on Alipay's checkout page.

User experience

The following figure shows the payment journey with the bank transfer payment method Bank of Ayudhya:

Figure 1. Payment journey with Bank of Ayudhya

On your order information page, a user chooses Bank of Ayudhya and taps Check Out, and is redirected to an intermediate page provided by Alipay to obtain a reference code.
The user manually opens the Bank of Ayudhya app and pays in the app by following the instructions on the intermediate page.
The user manually opens your app to obtain the payment result after completing the payment.

Payment methods

For details about the bank transfer payment methods, see the following table:

Payment method	Supported country/region	Supported currency	Payment flow	Refund	Partial refund	Chargeback	Minimum payment amount	Maximum payment amount	Refund period
ATMtransfer_ID	Indonesia	IDR	Redirect	❌	❌	❌	1,000,000 IDR	10,000,000,000 IDR	N/A
Bangkok Bank	Thailand	THB	Redirect	❌	❌	❌	1 THB	2M THB	N/A
Bank of Ayudhya	Thailand	THB	Redirect	❌	❌	❌	1 THB	2M THB （ATM 0.5M）	N/A
BLIK	Poland	PLN	Redirect	✔️	✔️	❌	0.01 PLN	10,000 PLN	365 days
BNI	Indonesia	IDR	Redirect	❌	❌	❌	1,000,000 IDR	10,000,000,000 IDR	N/A
BSI	Indonesia	IDR	Redirect	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
CIMB Niaga	Indonesia	IDR	Redirect	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
Danamon	Indonesia	IDR	Redirect	❌	❌	❌	500,000.00 IDR	9,999,999,999.00 IDR	N/A
Government Savings Bank	Thailand	THB	Redirect	❌	❌	❌	1 THB	2M THB （ATM 0.5M）	N/A
Kasikorn Bank	Thailand	THB	Redirect	❌	❌	❌	1 THB	5M THB	N/A
Krungthai Bank	Thailand	THB	Redirect	❌	❌	❌	1 THB	2M THB	N/A
Mandiri	Indonesia	IDR	Redirect	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
Maybank	Indonesia	IDR	Redirect	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
Paynow	Singapore	SGD	Code-scanning	✔️	✔️	❌	0.01 SGD	Unlimited	180 days
Permata	Indonesia	IDR	Redirect	❌	❌	❌	10,000.00 IDR	100,000,000.00 IDR	N/A
Pix	Brazil	BRL	Redirect	✔️	✔️	✔️	0.01 BRL	40000 BRL	90 days
PromptPay	Thailand	TH	Code-scanning	❌	❌	❌	0.1 THB	9,999,999,999.99 THB	N/A
Qris	Indonesia	IDR	Redirect	✔️	❌	❌	1 IDR	25,000,000.00 IDR	7 days
Siam Commercial Bank	Thailand	THB	Redirect	❌	❌	❌	1 THB	2M THB （ATM 0.5M）	N/A

Table 1. Capabilities of bank transfer payment methods