Merchant scans with Acquirer
- The customer purchases goods or pays bills at the cashier.
- The merchant places orders in ECR/terminal and scans the QR code or barcode from the customer's wallet app by using an app, scanner, or terminal.
- The app, scanner, or terminal sends a payment request to the acquirer.
- The acquirer passes the payment request to Alipay HK for authorization.
- Alipay HK processes the transaction and sends the customer the payment result via SMS and in-app notification.
- Alipay HK sends the payment result to the acquirer.
- The acquirer sends the payment result to the merchant via the pre-defined notification method.