Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

Merchant scans with Acquirer

Merchant scans with Acquirer

Process

  1. The customer purchases goods or pays bills at the cashier.
  2. The merchant places orders in ECR/terminal and scans the QR code or barcode from the customer's wallet app by using an appscanner, or terminal.
  3. The appscanner, or terminal sends a payment request to the acquirer.
  4. The acquirer passes the payment request to Alipay HK for authorization.
  5. Alipay HK processes the transaction and sends the customer the payment result via SMS and in-app notification.
  6. Alipay HK sends the payment result to the acquirer.
  7. The acquirer sends the payment result to the merchant via the pre-defined notification method.