Touch 'n Go
Touch 'n Go was founded in 2017 by Malaysia's Touch 'n Go company. In 1997, the company launched a prepaid rechargeable card that is applicable to motorway tolls and public transport scenarios. The Touch 'n Go e-wallet now is widely used in various scenarios such as transportation, e-commerce, retail, and utility payment, and is one of the most popular e-wallets in the local area.
Properties
The following table lists the product properties supported by Touch 'n Go:
Payment type | Wallet | ||
Payment flow | Redirect | Checkout Payment | ✔️ |
Acquirer | Alipay SG, Alipay EU, Alipay US, Alipay UK | Auto Debit | ✔️ |
Buyer country/region | Malaysia | Acquiring region | SG, AU, HK, US, EU, UK |
Funds deduction | Real-time | Refund | ✔️ |
Processing currency | MYR | Partial refund | ✔️ |
Minimum payment amount | 0.05 MYR | Chargeback | ❌ |
Maximum payment amount | 20,000 MYR per transaction; | Refund period | 365 days |
User experience
The merchant's app invokes the cashier page of the wallet app:
Figure 1. Payment process with Touch 'n Go