Alipay, China's leading third-party online payment solutionAlipay, China's leading third-party online payment solution

JKOPay

Launched in 2015 by JKOS Network CO., LTD, JKOPay is a leading mobile payment app used in Taiwan. JKOPay was granted the electronic payment license in 2018 and became the first e-payment institution in Taiwan to offer cross-border services in 2020. JKOPay has become an essential app for local users, offering a wide range of services such as online and offline payments, transfers, utilities, investment and loans, public transportation, taxi hailing, and food delivery. With over 5.9 million registered users, which is significant compared to the local population of 23 million, JKOPay has established partnerships with more than 250,000 merchants, both online and offline.

Properties

The following table lists the product properties supported by JKOPay:

Payment type

Wallet

Acquirer

Alipay SG (B15)

Acquiring region

SG, AU, HK

Payment flow

Redirect

Checkout Payment

✔️

Buyer country/region

Taiwan

Auto Debit

Fund deducted

Real-time

Refund

✔️

Processing currency

TWD

Partial refund

✔️

Minimum payment amount

TWD 1

Chargeback

Maximum payment amount

Non-KYC users:

Monthly transaction limit: 30,000 TWD (~960 USD)

KYC users:

  • Single transaction limit: 50,000 TWD (~1,600 USD)
  • Daily transaction limit: 100,000 TWD (~3,200 USD)
  • Monthly transaction limit: 300,000 TWD (~6,400 USD)

Refund period

365 days

User Experience

The following screenshots show the JKOPay payment experience using different terminals:

Mobile

The following screenshots show the journey of paying with JKOPay on mobile:

3a3ec7484458ce4398d98d7bb668af77.pngFigure 1. Payment process with JKOPay on mobile

PC

The following screenshots show the journey of paying with JKOPay on PC:

8750d9c321dabcce4659d42e5d0d71a5.png

Figure 2. Payment process with JKOPay on PC